It's no secret that Louisiana is dead last on the list of how bad our drivers are. But what are some things you can do to possibly help yourself?

Bankrate released one of the latest studies done on which states are the best/worst for drivers. Once again, Louisiana ended up on the bottom of the list.

The way they calculated the list was by using the number of fatal crashes, the number of car thefts, how much repairs cost, gasoline spending, insurance premiums, and commute times. Iowa came out on top with those calculations. Generally, it seems, states with more rural areas fair better.

But isn't Louisiana a more rural state? Yes, yes it is. Then what gives? Not even Bankrate analyst Chris Kahn can put his finger on it:

“Louisiana continues to be kind of an anomaly. I kind of scratch my head over Louisiana,” he said.

The things that put Louisiana at the bottom of the list is our relatively high crime rate, repair costs, insurance premiums, and number of fatal accidents.

So, if you live in Louisiana, or one of the other states toward the bottom of the list, what are some things that you can try to do to help yourself, and save some money?

Kahn highly recommends talking to your insurance company. Call your insurance agent and ask how you, personally, can change your premium. In some cases, you might not be able to do anything there, but it's definitely worth talking to them about. They may be able to recommend a small change that you didn't think about that may save you some money.

One thing that Kahn recommends is, if you have covered parking, use it. This could lower your premium...if you talk to your agent of course. Basically, you'll never know, if you don't ask.

Something else that you can do to help cut down on costs is lower how much you drive. Consider commuting with a co-worker, taking advantage of public transportation, or riding your bike if it's a possibility.

One of the main things Kahn recommended was, if at all possible, cutout your commute all together. For most, it's probably not a possibility, but there are many work places nowadays that allow you to work from home. This will, obviously, cut down on the wear and tear, maintenance, and gas on your car. You'll also be at less of a risk for accidents if, you know, you're not on the road.

Those are a few things that Chris Kahn recommended doing to save yourself some money in a state that has bad drivers.

Can you recommend other ways to save money in Louisiana in lieu of our bad driving?

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