Ahead Of Hurricane Louisiana Homeowners Should Take This Vital Advice

Louisiana has some of the highest homeowner's insurance premiums in the country. One contributing factor is our state's vulnerability to hurricanes and tropical storms.

Louisiana is particularly susceptible to storm-related risks like flooding and wind damage, which also increase our average homeowner's insurance premiums.

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As Tropical Storm Francine, soon to be a Hurricane, approaches Louisiana's coast, residents are doing what they can to prepare for the storm properly. Self-serve sandbag distribution locations have been set up across Acadiana, and local grocery stores are working around the clock to ensure the shelves remain stocked with household essentials.

Read More: Louisiana Parishes Announcing Sandbag Locations—Here's The List 

While residents ensure their pantries are stocked and their generators are ready to go, many homeowners don't have a running inventory of every single item in their home for insurance purposes.

If that seems like a daunting task, refer to the list below to make sure you are protecting yourself and your home if you have to activate your insurance coverage after the storm rolls through.

All Louisiana homeowners will want to take this advice ahead of Francine making landfall.

Take pictures and videos of your entire home before the storm:

• Floors
• Walls
• Ceiling of every room
• Roof
• Patio and Awnings
• Sheds
• Fences

It will be crucial to have documentation of these things if you have to start an insurance claim. If your home becomes inhabitable and you have to temporarily stay at a hotel, make sure you keep all your receipts; whether you are a homeowner or renter, your insurance will help with the cost.

Please prepare accordingly for Tropical Strom Francine and stay safe, Acadiana.

Read More: Tropical Update: Hurricane Francine's Track Adjusted Once Again